Personal Accident and Health Insurance – Income Protection
USE THIS LINK TO CHECK IF YOUR EMPLOYER IS PAYING YOUR INCOME PROTECTION
As the old saying goes there are two things in life that are certain: death and taxes. For many people there’s a third: insurance. Whether it be for your home or car, everybody needs some type of insurance for their assets.
What can tend to be overlooked, is that YOU are your most important asset.
If you were unable to work due to ill health or an accident, how long would you be able to make rent or mortgage payments, buy groceries, pay bills, or obtain medical assistance without feeling the pinch?
The ETU together with WIP, have created an Income Protection program that is tailored to you. If you are working and are between EBA’s or your current agreement does not have a provision for Income Protection, this product could assist you if the unexpected was to occur.
Policy Features
|
Maximum Weekly Benefit
|
90% payable to member for the first 26 weeks, then
80% for weeks 27-104, up to your chosen maximum benefit amount.
|
|
Maximum Weekly Benefit Options
|
$1,000, $1,500 or $2,000 a week
|
|
Waiting Period
|
14 or 28 Days.
|
|
Maximum Age
|
Up to age 70 with Benefit Period conditions after age 67
|
|
Benefit Period
|
104 weeks depending on your age and claim condition
|
Take a look at our Income Protection Fact Sheet for more information and Q&As.
Start your quote now
Any recommendations, analysis or advice herein are not intended to be taken as, nor does it constitute, legal, insurance or professional advice. Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. This is an overarching summary and is not specific to any individual circumstances regarding policy terms, conditions and exclusions.
Before making a decision to purchase the product or to continue to hold the product we recommend you consider whether it is appropriate for your circumstances and read the relevant Product Disclosure Statement (PDS) , Target Market Determination (TMD) and Financial Services Guide (FSG).
If you have any further questions, please email [email protected].
Start your quote now
View Group Personal Accident & Sickness Policy Wording